I am going to show only a few tips each post. You don’t want to be overwhelmed with advice and if you are not used to saving at all, an information overload could be enough to put you off altogether!
I have useful money saving hints on all sorts of topics but let’s start with something everyone needs to face regularly – grocery shopping. Here are just a few of my suggestions:
1 Take a shopping list and stick to it. You may find it helpful to think ahead and plan the meals you will cook in the coming week. You can then write your shopping list accordingly.
2 If you have credit card debt you MUST pay cash. Otherwise you might as well add up to 19% on every item in your trolley because that is what you are paying!
3 As a general rule, buy in bulk. Most items are offered at a reduced price if you buy in bulk. Remember though this is only a saving if you are actually going to consume the whole product before its use-by date. Sometimes items in smaller quantities are offered at a discounted price and for this reason I recommend taking a calculator or using the calculator on your phone to determine the price per unit, kilo or litre (or pound or ounce if you use the imperial system).
4 Buy your fruit and vegetables from a grower’s market. This cuts out the middle man and you can buy your fresh produce for up to 70% less than in the supermarkets!
5 Look out for clearance stock. You can often buy meat at half price if it is close to its use-by date. This doesn’t mean the meat is bad. You just need to cook the meat that night or the next or you can always freeze it for a later date. But don’t freeze marinated meat as this will make it chewy.
That’s all for now. In my next post I will reveal more helpful money-saving tips!

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